Mortgage Assistance and Residential Foreclosure Relief During COVID-19

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Mortgage Assistance and Residential Foreclosure Relief During COVID-19

The 2019 Novel Coronavirus (COVID-19) is aggressively spreading throughout the U.S. As this is written, there are approximately 2 million total confirmed cases of the virus in the U.S., and over one hundred thousand deaths, according to the Centers for Disease Control.

COVID-19 has far reaching implications beyond your physical health. Your financial health may be in jeopardy too. That includes the single biggest asset you own: your home. That is precisely why Florida's Governor, Ron DeSantis extended Executive Order 20-94 on May 14, 2020. The order stops foreclosures and evictions from proceeding in court. The order has now been extended by virtue of Article IV, Section (1)(a) of the Florida Constitution, Chapter 252, until July 1, 2020. However, there's no indication of whether 20-94 will be further extended and there is a strong likelihood that foreclosures could climb upward when the order expires.

A second measure for struggling homeowners, the federal CARES Act, has also been signed into law as a result of COVID-19. The CARES act places a moratorium on evictions and foreclosures for properties that are part of a federal housing program or that have received federal funds. There are also other requirements for holders of federally backed mortgages under the CARES act.

HUD launched a new website located at www.hud.gov which consists of an extensive list of resources for landlords, non-profits, Public Housing Authorities, and shelters, as well as information for stakeholders in single family housing, manufactured housing, multifamily housing and more. This information can be located at hud.gov/coronavirus.

Worried About Foreclosure?

As an abundance of potential foreclosure cases loom, South Florida foreclosure defense attorney Andrew J. Pascale is uniquely positioned to guide and defend you should your lender declare your mortgage loan in default. Mr. Pascale has represented both lenders and borrowers at the trial court and appellate court level to achieve their goals, but all goals should start with a plan. Mr. Pascale is intimately familiar with the foreclosure and loan workout process and has been representing clients in these areas for more than a decade. Mr. Pascale is available by phone to speak with you now.

Client Reviews
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I contacted Andrew for assistance with the selling of my business. He was very knowledgeable and explained the process to me during the selling of my shop. The documentation was produced very quickly and accurately which made both parties very comfortable with the process. I would highly recommend containing Andrew for any of your legal needs. K.A.
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Andrew Pascale was assigned to my cases about 6 years prior. The magnificent work he completed through the years was amazing. He is very detailed and direct with important matters. I felt comfortable with my cases being handled by him. He kept me informed of the status and just what was going on. I am sure I'm in good hands. L.R.
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We were having problems with collections in our business. Andy stepped up quickly to take over the process from our last attorney. J.L.

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